How we verify $1M+ net worth

Every network for wealthy people claims its members are wealthy. Almost none of them check. The checking is the hard part, and the checking is most of what you pay us for.

Here is how M2B verification works, in enough detail that you can judge the mechanism before trusting it. The full version lives at /methodology.

What we ask for

Three things:

1. A personal statement. Two or three short paragraphs. Who you are, how the wealth was built, why you would be useful in the room.
2. A professional footprint. A LinkedIn profile URL. We look for consistency, not celebrity.
3. A wealth document. A bank statement, a brokerage statement, an audited balance sheet, or a signed letter from a private bank. Account numbers redacted. It needs to show $1,000,000 or more in net assets, recently.

No notarization, no video calls, no asset custody. We are checking a threshold, not auditing your estate.

Who reviews it

An AI agent — the Verifier — scores every application first. It runs on a frontier model and evaluates seven dimensions:

1. Authenticity — does the document look and read like the real artifact it claims to be
2. Amount — does the math clear the threshold
3. Identity — does the person in the statement match the person in the documents
4. Professional footprint — does the public record support the story
5. Statement quality — substance, specificity, coherence
6. Internal consistency — do the parts agree with each other
7. Referrer — who vouched for you, and what their referral history looks like

The scores route the decision. Strong applications clear automatically. Borderline ones go to the anonymous founder with the Verifier's notes and questions attached. Weak ones are rejected.

A useful detail from the Verifier's instructions: it is biased toward false rejections over false approvals, and it has learned that real wealth usually has boring paperwork. A bank statement with proper letterhead, mundane transactions, and correct arithmetic outranks a glossy "verified by" PDF every time.

How long it takes

Three to five days, typically. If we need something more from you, we ask within 48 hours. Rejections come without explanation — explaining them would hand fraudsters a playbook — and you are welcome to reapply in 12 months.

What happens to your documents

They are deleted on approval. This is the part most applicants do not expect.

We need the document to make one decision. Once the decision is made, keeping it is pure liability — yours and ours. So the platform stores the score, the decision, and the reviewing agent's reasoning. The underlying statement is gone. A breach of our database would reveal that you were verified, not what you are worth or where you bank.

The broader data model is covered in Privacy by design.

Why this is the moat

Anyone can build a forum. Almost nobody wants to operate a verification pipeline, eat the cost of reviewing every applicant, and reject most of them. That unglamorous work is what makes the room worth sitting in. Every person you talk to on M2B cleared the same bar you did.